When Shopping For A new Car Make certain To Shop For The best Insurance Rates Also. - Careers

<p>Most people invest much more time shopping for their car than they do shopping for the best car insurance rates. This can be a mistake. As a smart consumer, you should allot time for getting the very best rate for your insurance. Your three goals are getting the best insurance rates, getting the best financing and getting the best price.</p>

<p>In the event you don't shop around for the best rate your insurance premium can be more than your car payment. I've noticed it occur and it's not pretty. You're all happy and fired up about your new car up until you discover just how much the insurance is going to cost you. Then you struggle just to make the insurance payments. Or worse, you cut coverages to keep within your budget. For example, getting the highest deductible, $1,000-$2,000.</p>

<p>It's not difficult to shop around for the very best rate either. There are several comparison sites that will provide you with a number of quotes from numerous insurance companies to ensure you get the very best rate. Make use of them. It only takes 10-15 minutes and it can save you from lots of financial headaches. Just like the Geico commerical says, "15 minutes could save you 15% or much more," 15 minutes on an insurance comparison site will guarantee you get the best automobile insurance rates available.</p>

<p>Whenever you do shop around, usually make sure to have a copy of your current policy available for comparison. This will make getting the quote as painless as possible. That way you compare all the coverages and be sure you are getting exactly the same discounts with the new business as the old one.</p>

<p>One thing that can shock you is monthly payment fees so search for these. A few companies charge you a monthly fee whenever you make monthly payments, perhaps $3-$4 a month. That is an extra $36-$48 a year you need to factor into your comparisons.</p>

<p>There is nothing like thinking you're getting a great deal only to find out it is a great deal once all the dust is settled and you get your new policy. If you are only going to save a few dollars per month after you switch to the new company maybe it is best to stay put. Occasionally you'll lose loyalty discounts with your present company which you won't get with the new company. Or the consumer service or claims service is great at the current company. These days that's worth more than a couple of dollars a month to me so keep these small things factored into the equation.</p>

<p>Shopping for car insurance is quick and simple and you might even save hundreds of dollars per year. All it takes is about 15 minutes. Be sure you put 'shop for car insurance' on your car wishlist when you go car shopping.
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