The Secret To Getting Really Cheap Car Insurance In New York - Finance

<p>New York State is a no-fault state in terms of car insurance coverage. Simply put, this means your car insurance policy will cover you, and the other guy's car insurance policy will cover him, regardless of who was at fault for the damages.</p>

<p>You can purchase New York's minimum car insurance requirements just the same as you would in any other state in America; however, New York's minimum car insurance coverage requirements are a bit more in-depth as far as coverage goes, and pricier as far as costs go.</p>

<p>The minimum car insurance coverage in New York is as follows:</p>

<p>$10,000: Property damage liability$50,000: Basic, no-fault coverage</p>

<p>Bodily injury liability: For injury, $25,000 per person and $50,000 per accident. For death, $50,000 per person, and $100,000 per accident.</p>

<p>Uninsured motorist's coverage: For injury, $25,000 per person and $50,000 per accident. For death, $50,000 per person, and $100,000 per accident.</p>

<p>Of course, if you don't own your car out-right, i.e., you borrowed money from a lender to help pay for it, you may have to purchase more car insurance than the minimum.</p>

<p>Despite the high costs of the minimum car insurance requirements, it is possible to get cheap car insurance in New York. Shop around with a few NY car insurance companies (remember, drivers in New York must purchase car insurance from a company licensed to do business in New York) and ask about what kinds of discounts they offer. Some discounts are pretty standard, such as those for good students and multi-line policies; other discounts may be unique to that particular car insurance company.</p>

<p>You may also make changes on your own to your car. Make sure it is up-to-date with safety features such as anti-theft alarm systems and reinforced window. Child-proof locks aren't only safe, but impressive to car insurance companies. And instead of leaving your car in the side of the street, store it in a garage.
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How To Travel Safely With Young Children When You Rent A Car. - Travel

<p>Holidays are meant to be relaxing, but when you're travelling abroad with young children and need to hire a car at the airport of your destination, you should take a few moments to read the following tips in order to guarantee a safe and comfortable journey.</p>

<p>The most important thing to bear in mind is to protect your children at any time inside and outside the car. Do not allow any exceptions just while you're on holiday. </p>

<p>When you book your holiday car make sure to reserve a car seat in advance. Child seats are considered additional services which are offered locally, but most car hire companies do not guarantee availability of the appropriate safety seat if this service was not booked in advance. Remember that occasionally they may go quickly, especially when you're travelling in the high season and/or school holidays. </p>

<p>If you travel with small babies (less than 6-8 months old) please make sure that the car hire company confirms the availability of the appropriate size for the height and weight of your baby. Many car rental companies buy child seats in bulk and offer one standard model which is generally suitable for children from 8 months to 4 years, but these seats are not adequate for babies which are not able to sit upright. If the car hire company cannot guarantee the availability of the type of child seat you require for safety reasons you should consider bringing your own restraint. There is no way of travelling safely with such small children without the appropriate car seat.</p>

<p>In many cases you will be responsible for installing the car seat yourself, a rent a car does not normally come with the child seat pre-installed. Most car hire companies will hand over the safety seat when you sign the car rental agreement at the airport counter. For this reason we strongly recommend to previously do some practicing at home mounting your safety seat in your own car. Most parents fit the child seat in their car only once and forget how it was done. It is very frustrating not to be able to figure out how to fit the child seat in the hire car, especially after a long journey with yelling children in a badly illuminated car park at some unknown airport.</p>

<p>Here are some other important tips to bear in mind when you've packed the car and are ready to leave the airport:- under no circumstances should children be left in the hire car without adult supervision.</p>

<p>- do not install a child seat on the passenger side if it comes with an airbag or check with the car hire company how to turn the passenger airbag off.</p>

<p>- before driving away double check once again that the child seat is installed correctly. I case of doubts try to get advice from the local car hire supplier. </p>

<p>- for children under 12 years it is always safest to travel in the back seat of the car.</p>

<p>- modern vehicles come with child locks on the back doors. Always try to use these locks if they are fitted.</p>

<p>- do not store any loose items in the rental car as these may cause serious injury in case of accidents.</p>

<p>- keep your children out of the way of all airbags and keep toys and other objects from getting between your kids and an airbag. </p>

<p>- do not forget to check the child's position throughout the journey.
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Cheap Used Car Finance - buy a car with a burden less loan - Finance

<p>You can buy a used car easily as it comes at low price. However, you may require a loan as the amount is still too high for sourcing it from own income. So, cheap used car finance becomes necessary. Cheap used car finance is called cheap because the finance is approved at lower interest rate. You can buy a used car of any make or any model through cheap used car finance.</p>

<p>The best way for availing lower interest rate on cheap used car finance is to offer the lender some security of the loan. The security may be any valuable asset of the borrower. Apart from the security, if the borrower has a good record of paying previous loans, his chances of getting cheap used car finance increase. So check your credit score first. An amount approved as cheap used car finance will depend on equity in the property placed as collateral. Your current repaying capacity also plays a role in determining the loan amount. Since you are buying a used car, lender will approve cheap used car finance for short repayment duration of few years. You can avail cheap used car finance without collateral but in that case the interest rate will be comparatively lower only when your credit score is excellent. </p>

<p>Sourcing part of cheap used car finance is important. Though you can get finance for used car from car dealers but they usually charge higher interest. It would be better therefore to go for a personal loan specifically meant for car buying. Such used car finance comes at cheaper rate of interest. You can contact cheap used car finance providers on their websites. Compare their individual interest rates for picking up a suitable lender offering cheaper rates. </p>

<p>After getting the finance, while buying used car make sure that the car has no mechanical defects and so hire a mechanic for ensuring the quality. Pay off the loan in time for escaping any debt and this way your credit score also will move higher.</p>

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How To Find Affordable Car Insurance In Nevada - Finance

<p>If you think it seems like it's getting harder and harder to find affordable car insurance in Nevada you're not alone. Car insurance premiums have been going up all across the state, even for drivers with good driving records who have never filed a claim.</p>

<p>It has gotten so bad that some drivers are contemplating driving without auto insurance - but don't you be one of them. Automobile insurance is mandatory if your drive a car in the state of Nevada and the penalties for driving without insurance are extremely severe - and could result in your driving privileges being suspended entirely for a good long time.</p>

<p>The answer is to find ways of driving down the cost of your car insurance premiums and allow you to find affordable car insurance here in Nevada.</p>

<p>Start by maintaining a good driving record. Do not drive when drunk or impaired in any other way. The potential penalties are simply too severe. In addition to any legal problems you may face, your auto insurance rates are likely to soar if you are convicted of any moving violation, especially drunken or impaired driving.</p>

<p>If you smoke, consider quitting. It may be difficult to quit, but the money you save - including the savings on your car insurance premiums - can make all the discomfort worthwhile.</p>

<p>If you are in school stay there and study hard. If you are a student and you can maintain a "B" average most car insurance companies here in Nevada offer what is called a Good Student Discount.</p>

<p>If your parents are willing, have your car added to their policy rather than taking out a policy of your own. Most companies charge student driver's less if their policy is attached to their parent's policy.</p>

<p>If you are over 50 take a safe driver refresher course. Such courses are even offered online and the successful completion of one of these courses can save you up to 10% on your car insurance premiums.</p>

<p>If you are buying a car don't get that sports car or SUV or muscle car, not unless you are prepared to pay a much higher insurance premium. However, do by a car with air bags and other safety features, as these tend to lower your auto insurance rates.</p>

<p>If you have two or more cars make sure they are both insured by the same company. Most Nevada car insurance companies offer a multi-car discount - also, if you have a homeowner's insurance policy or a health insurance policy or long term care policy or any other insurance policy, consider having it carried by the same company that insures your car. Most companies off a rather hefty multi-policy discount.</p>

<p>Be willing to pay the highest deductible you can afford. No one likes paying for any portion of an accident out of their own pocket, but the larger your deductible the lower your monthly car insurance premiums are going to be.</p>

<p>Lastly, go online and spend whatever time you need comparing prices and policies among a variety of companies, since prices can vary widely even for the same basic coverage. It takes effort and commitment, but if you are willing to do your homework and spend the time necessary to compare policies and prices, it really is possible to find affordable car insurance in Nevada.</p>

<p>Good luck!
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Hybrid Cars - Autos

<p>There are different modes of travel that people use. Among these is that of hybrid cars. The various hybrid car brands allow people the choice of having a stylish looking vehicle at the same time that fuel is conserved and the environment is kept pollution free. The various cars which can be included in the range of hybrid cars will include the popular SUVs.</p>

<p>With so many choices like these you will be able to understand why people like to look at how buying hybrid cars can be of help to them. To being your hunt for a good hybrid brand you should first take a look on the internet. While this may seem time consuming it will save you time when you are actually shopping for a good car make.</p>

<p>You will be able to see the latest hybrid cars which are due to come on to the market. And you should see if there are any performance reviews available. This information will help you in the decision making process of which hybrid electric car to choose from. You need to understand that while there are many brands of hybrid cars, some of these may not be that easy to repair or have their parts replace. </p>

<p>There are as we know many different types of hybrid cars that can be bought. These will for the most part be well known car brands. You will find that Honda which is a known manufacturer of cars also has their version of a hybrid car. The Honda Civic hybrid is one such hybrid that people like to buy.</p>

<p>The Honda Civic hybrid will be found having a 5 speed manual overdrive transmission. This Honda car is an assist hybrid car. Unlike other hybrid cars the Honda Civic hybrid has been able to take an award for the best international engine. From Motor Trends the entire range of Hybrid cars is known to be car that people can rely on.</p>

<p>The various ways and means to finding the right hybrid cars can be difficult as there are many choices with which to overwhelm you. Having access to a list of hybrid cars will help cut down this mass of complications which can arise especially if you don't have a clear idea about the car that you want. Once you can see all of the hybrid cars and see their driving specifications, you can then decide which is the hybrid car for your lifestyle.
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Advantages Of Hybrid Cars - Autos

<p>There are a number of advantages that arise from using a hybrid car over a conventional vehicle. The rising cost of fuel is a big issue for a number of people especially in present times and people are constantly looking for alternative ways of saving money. Some use fuel replacements but others make the smarter decision to cut down on their need for fuel by using a hybrid car. Hybrid cars use small gasoline engines combined with an electric motor which reduces the amount of fuel used, lowering the cost of running a car as well as lowering the gas emissions released into the atmosphere. </p>

<p>The biggest advantage of using hybrid cars is the effect they have on pollution levels. They can dramatically reduce the amount of gas emissions released and provide both an economically and environmentally friendly machine. The growing technologies of hybrid cars hold many advantages over conventional vehicles as they are becoming more and more affordable and the results in emissions can only improve as time goes on. Although the effects on the environment are excellent most people think that the advantage of using hybrid cars is the amount of gas which is regularly saved. Manufacturers are constantly researching ways of improving the efficiency of hybrid cars making them the car to watch in the future as the benefits steadily improve.</p>

<p>There are a number of economic advantages to using hybrid cars, the most popular being the amount of money that can be saved on gas. This is hugely important especially during times of rising gas prices and due to the fact that the lack of fuel supplies will drive up prices in the future, preparation for this is essential. This is how hybrid cars can be of an advantage economically as they are extremely fuel efficient and provide lifetime savings on the use of gasoline.</p>

<p>Other economic advantages of using hybrid cars are the number of tax credits available for owners of hybrid cars. There are many financial incentives geared towards influencing the public to use these environmentally friendly cars and people should take advantage of them while they can. A tax rebate can be just the thing to persuade car owners to switch to hybrid cars as they are now a smarter option that is constantly being updated to improve the efficiency even further and provide even more savings.</p>

<p>For information on buying and selling new and second hand cars and bikes visit /index.php
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How to Test Drive a New Car - Autos - Cars

<p>Purchasing a new car is a good experience but sometimes they maybe stressful. You should be very careful while selecting a new car. Everymanufacturer of car provides a test drive in India, which gives some ideaabout car style, performance, comfort and other factors associated with the carand complete drive impression. But sometimes buyer feels uncomfortable to take atest drive of some unfamiliar car. This reason may keep the driver underpressure and cannot actually concentrate on the test drive of new cars in India.Especially, the first time car purchaser may face some trouble test driving anew car. Nothing can be done about it but there are some important tips thatmay help you in this matter. First of all you should be well prepared beforeyou do any test drive. You should always know what you are searching for in acar. As purchasing a new car is not what usually does, so well prepared aboutthe questions that you will be asked from car dealer. Make it sure that you arehavi
ng a valid driving license with you before you test drive a new car inIndia. Be careful when you drive. Try to take a slow drive and check all typeof convenience, comfort and performance of the car.</p>

<p>A sales person or company staff will always escort the test drive.This is to check any risks of car theft or car accidents. The person will also explainwith the car characteristics like comfort, technical detail and conveniencefeatures. The sale person sometimes provides pre-determined test drive wayslike highway, city, hills, twisty roads and tariff. That will show the originalpicture about car performance other important features to the buyer. During thetest drive, sales person use to take the wheel first providing you importantdetails of new car and this is the time to concentrate on his driving, familiarizeyourself with the car features like climate, control settings, seats and stereocontrols. And this is also the best opportunity to explain all your doubtsabout the car, as when you take drive; you would have to focus on your drivingskills rather asking questions. </p>

<p>It is always said to be exciting to drive a new car in India. You shouldnot begin driving the car randomly; first familiarize yourself with necessaryadjustments like comfort, seating and safety. Place the mirror, steering wheel toyour level of comfort. You should drive carefully, concentrate on performance,braking, acceleration and ensure that there is clear visibility. Try to put extraattention to blind spots when backing or parking. You should be meticulous whiletaking a test drive of new car in India</p>

<p>as this is time to detect any technical problems in the car. Once you aredone with the test drive, do not just leave away. Check the vehicle for bothinterior and exterior. Examine legroom, rear seats and the boot space. Alsocheck if the seats can be removed or reconfigured. Test the audio system,instrumentation and safety measures.
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So You've Brought A New Car! Now What? - Autos - Cars

<p>After you buy a new car, you'll probably be very happy and excited with your purchase. While the temptation can be great to simply enjoy yourself and your new car, there are still a number of small tasks that need to be seen to in order to increase the longevity of your car, maintain its value, and increase your basic comfort level with the car.After buying a new car, it is also very important that you get something that is known as "GAP Insurance." A new car loses a good amount of value the second you drive it off the dealer and certain insurance issues can crop up. Assuming your car cost you 15,000 dollars, you may be only able to sell it for 12,000 dollars on the used car market. The amount your car can fetch on the used market is the "market value" of your car according to insurance companies. This means that if you were to wreck your car or otherwise need to make an insurance claim on it, you would only be able to receive 12,000 dollars instead of the full value you p
aid. GAP Insurance is designed to make up the difference between the price of your new car and its used market value. Without this insurance, you are risking a good deal of the value of your car.If your car suffers excess damage due to external influences or denting from hail, not only will its value plummet, but you may be stuck with hefty damage bills and insurance costs. Because of this, it is important that you purchase some kind of car covering. If you cannot permanently park your car in a garage, there are inexpensive covers that work to prevent your car from suffering weather damage. Even better, you can take your covering with you to protect your car while you are on vacation or parked while running errands. Think of purchasing a weather cover as an inexpensive form of insurance on your car. It just may save you a lot more money than your insurance ever will.Aesthetics are also important and one trick you can use to add to the personality of your new car, as well as
maintain its value, is to buy floor mats. This may seem like a small addition, but spills and garbage can permanently stain your car, which will diminish its value. There are a number of other genuine car accessories that are worth looking into as well - these include alloy wheels, CD stackers, satellite navigation, pedal sets plus more. The more you put into your new car, the more you'll get out of it in the long run. </p>

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Used car leasing- How it differs from a new car lease - Autos - Cars

<p>Used car leasing is a very useful agreement for many car buyers. The reasons behind of it- Now-days, buyers can get used luxury cars or even SUV as rent with lower monthly payment or easy down payment. However, getting a good deal, especially when we talk about used car leasing is not quite easy, even if you have to do lots of research on it and find out the best used car leasing deal for you.Instead of taking new luxury cars as lease, you may take used luxury cars as lease because that will give you a cheaper cost than other types of leases. If you take used cars as lease, your car lease prices will become much lower, and your car lease payments could be less. If you find that your financial condition is not quite good, but you need a car, then used car leasing would be the best option for you.In case of used car leasing, you always have to calculate the average of car prices as well as estimate the initial market and residual values of second hand cars. Infact, this is d
efinitely a hard task to calculate the real market price of used vehicles. But in case of residual percentages, you have to calculate the current retail value of car market.If you get different values from various sources (local car dealer or renowned car dealer, online dealer) then at first calculate the average value of used vehicles. Hoping so, you will get rough idea about that average value of used cars. You can also compare the prices between used car leasing and brand new car leasing models.These above techniques will definitely provide you outstanding price differences between brand new car and used car leasing. Leasing a new car is good but used car leasing is far better while price difference is quite good. Infact, you have good chance of bargain on used luxury cars though we know luxury car's prices are quite high.Used car leasing gives Special Deals Presently, the U.K car market is huge and there are many dealerships out in car market offer special used car leasi
ng deals which usually give special effort to customers. These car dealerships are quite good because they will provide you best possible deals.Used car leasing terms and Conditions Even though, used car leasing has lower monthly payment system but you have to maintain some terms and conditions and these are following:1. Used car leasing provides limited driving mileage it means car leasing companies itself offer limited mileage for driving. 2. Used car leasing provides limited coverage it means that you will get limited insurance coverage from used car leasing company incase of sudden accident or death happens. 3. "Used car leasing" term says that you are not the actual owner of that particular leased car. At the end of the term you have to return back that leased car to leasing company.4. If you have used and leased car, government will be asked to pay fewer taxes as well. Car LeaseCar Lease News
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When Should I Let My Car Insurance Company Know I Bought a New Car? - Finance

<p>Shopping for a new car is one of the coolest parts of being a driver. There's something thrilling about standing at the edge of a car lot looking over miles of possibilities. (Okay, probably not miles, per se...but it was a nice image, wasn't it?) Since shopping for a new car is probably one of the most expensive things you're going to do this year, you want to make sure your car insurance company has you covered.</p>

<p>You've probably heard the horror stories, and if you haven't now's a good time to start. There have been hundreds of cases where drivers have signed on the bottom line for their new car, picked up the keys and driven off the lot, only to have an accident (for one reason or another) before the car even rolls into their driveway for the first time. Imagine spending $10,000+ on a new vehicle and not even getting it home. It's times like these that you're grateful you have car insurance.</p>

<p>Or do you? Car insurance companies all have their own policies when it comes to insuring new cars, so it pays to talk to your insurance agent as soon as you know you're going to be shopping around. Some companies, particularly if you're going to be replacing your old car with your new one, will automatically cover the new vehicle with the same coverage you purchased the first time around. That usually leaves a three to four week window to get insurance on your new car, which means you don't have to stand around the dealership talking on your cell while the salesperson waits for you to leave so they can move on to their next commission.</p>

<p>Not every company offers this, however, so it pays to make sure. A quick call to your auto insurance agent can take care of everything.</p>

<p>The other thing you need to be aware of is the terms of your financing. When you finance your car the lender has a vested interest in making sure you're going to be able to pay back your loan. The only way they're going to be able to do that (other than seizing $10,000 worth of assets) is to make sure your car insurance will cover you if you're in an accident. If you borrowed money to pay for your car you can almost guarantee that you're going to have to carry comprehensive, collision and uninsured motorist insurance along with your standard liability policy. If your old policy didn't have those, you're going to need to add them on before you take your new addition home.</p>

<p>Shopping for a new car is awesome, but the last thing you want to do is throw away one of the biggest financial investments you're ever going to make in your life. You wouldn't leave your house uninsured (would you?) so don't take the chance with your new car. You want to have at least enough time to get the new car smell out of it before you have to go shopping around for another one!
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Buying New Cars VS Used Cars VS Leasing - Autos

<p>With the economy as it is today, people are looking for more imaginative ways to afford a vehicle. Buying new is of course an undeniable pleasure, knowing that you are the first driver, warranties, and of course that new-car smell. However, we are told that new cars lose close to 40% of their value within three years after the purchase. When you buy a used car, the previous owner absorbed this initial cost in the depreciation cycle, thus most of the cost in owning and operating the car is reduced. Other benefits to buying used are:</p>

<p>no sales tax, lower depreciation, lower financing costs, lower registration and licensing fees and lower insurance premiums. There are still downsides to buying used which you must also keep in mind. Unwarrantied repairs are very costly, there is a chance for lack of reliability, a maintenance costs are much higher, ie: replacing the tires, battery, brakes etc.</p>

<p>Leasing a new car vs. a used car is another question we ask ourselves. It is always best to check out the financials on both but personally I believe that we all have arrogance when buying or leasing any car. Some people only look at the financial aspect, while others are willing to pay more for a class-appropriate, fancy looking car.</p>

<p>For the purpose of this article we will look at these three options:</p>

<p>Owning a new car-</p>

<p>Up until the decline of the economy, purchasing a new car was most preferred. However with today's standards the cost of a new car far exceeds the income of most people. This lead to higher loan interest and cars were financed for 2 or 3 years paid off and then traded up. Now a days new car loans are longer, as long as 5 or 6 years in order to keep the monthly payment lower, but longer loans means a higher interest rate. Car expenses are reflected in the length you own the car. After 3 years the expense and interest drops 30%.</p>

<p>Leasing a new car-</p>

<p>With the cost of new vehicles rising, leasing has become a much more viable alternative. It has several advantages over the purchase of a car such as low or no down payment, lower monthly payments and lower sales tax. This is a popular choice because of these points, but it also important to remember that leases expire. Most leases have a 3-4 year contract, after which a new contract is required. This is costly because you will have to pay again for drive-off fees and lease payments go up. Also, DMV taxes and insurance payments rise within the first year, something that must be considered when leasing.</p>

<p>Buying a used car:</p>

<p>Given that you bought a good reliable car from a reputable dealership, the first year expenses are significantly lower. After the car has been paid in full, expenses level off. However, increase to maintenance and repairs increases exponentially each year. As you can expect, keeping your used car well maintained can be the difference in savings. Insurance premiums are lower for a used car especially if you choose to wave the collision and theft coverage.</p>

<p>Whether buying or leasing a new car or buying a used car research of the product and its value is the most important factor. Do your homework; check the financials i.e. - the length of the lease of loan, plus the interest. Understand the conditions and terms of leasing and always get a mechanic to check the mechanics of any used car. These simple rules can save you many frustrations in the years to come.
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Which Can Be The Best Deal - New Car Loan Or Used Car Loan? - Finance - Loans

<p>Buying a car is going to be one of the most expensive decisions of your life. Choosing one should be done after a lot of thought and deliberation. When buying the costliest car is not an option and saving money is a priority, buying a used car can be a good idea for some. If you can not decide which to buy: a new car or an old car, read on.There are many things to keep in mind before you decide what kind of car you want, a new one or a used one. Few people can afford to buy a car without a loan, so that is something that is of utmost importance. Which can give you the best deal, a new vehicle loan or a used auto loan?1> New car loans will always get you a lower rate of interest than a used car loan. The main reason for this is because the lender of a used car loan always fears of default payments. In case of lenders of new car loans, the price of the car is more; as such the rate of interest is lower.2> The down payment of a used car is usually more than that of a new car
of the same category.3> The Annual Percentage Rates of a used auto loan is higher than that of a new auto loan.4> You must know that a bad credit score will get you a higher rate of interest, right? Well, if you are in the market for a used car with bad or no credit, the rate of interest for your loan may just be higher. Lenders consider people with bad credit a huge risk and hence try to cover them by charging a high interest. This goes up further in case of used cars.5> Your dream car may be too pricey for you to even consider buying it. But the same car that has been used for a year will cost you a lot less. You can have the car and yet not burn a hole in your pocket!6> It is difficult to get financing for a car that is more than 5 years old. Getting a loan for a new car is easy.Though buying a new car will always get you a better deal from the lenders than a used car, if money is short, buying a used car is probably a good idea. Following are a few tips you may need to g
et a used car loan.1> First of all you should find out your credit score. Find out where you stand before you start looking.2> There are many online lenders who are willing to give used car financing. Browsing online is therefore a good idea.3> Negotiate well for as low an interest rate as possible.4> Keep away from the middlemen. Strike a deal with the company itself. It will help you get a better deal for a used car loan.Auto lenders online makes the application process easy and hassle free. With our widespread network of lenders we would offer you get quick approval used car loans even with bad credit with guaranteed and low rate wherein you can get your brand new car loan approved within 48 hour of application. So get ready for the test drive!! Apply now and get your Free No Obligation Quote!!!</p>

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New Cars Stand Tall Among Increasing Used Carsales - Autos - Used Vehicles

<p>There is nothing like buying a new car. A sense of pride that you feel after buying a new car is just unparalleled. It is true that used carsales are increasing at a much faster rate than new cars but that may be because of many reasons. One can be the recession which is surrounding the global economy. People don't have enough funds to buy a new car which is why, they are choosing the other option that is used cars. The other reason could be the tenure for which a car is bought. Normally, when a person badly needs a new car and does not have money to afford it at present moment; he invariably goes for a used car. In the future, when he acquires the funds he needs for buying a new car, he silently sells his used car and opts for a new one. </p>

<p>All these factors and reasons lead to only one destination - a brand new four wheeler. People do realize the numerous benefits that they will enjoy if they buy a new car. Following are some of the benefits: </p>

<p>No risk related to car's condition </p>

<p>Buying a new car eradicates any risk which has to do with car's condition. It does not matter how hard you check a used car's condition, you still can't be 100 % sure. On the other hand, you don't need to worry about the new car's condition since it has not been used by anyone before you. </p>

<p>Low maintenance cost </p>

<p>You always have to bear higher maintenance costs with a used car. Change of tires, oils, and batteries within few months of buying, is a common scenario with used cars. However, with a new car, these things go for a toss. You don't have to worry about tires, oils, batteries at least for first few years. </p>

<p>Lesser Interest Rate </p>

<p>The finance on the used car is always available at a higher interest rate. This is not the case with new cars. You can save a lot of money on the life of a new car loan. Moreover, the finance on the new car is available easily, even if you have not-so-good credit history.</p>

<p>Excellent Warranty schemes </p>

<p>You can enjoy some of the most wonderful warranty plans, which can protect your vehicle against any mechanical flaws. Though warranties are also available with used cars, but those are not for a long period. </p>

<p>All these factors combined with sense of satisfaction make new cars the better option than used cars any day, in spite of the high number of used carsales. </p>

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New Car Prices Have Gone Up Steeply - Autos - Cars

<p>In the lives, recession has made it quite difficult. This kind of slowing down has been affected to entire sector, as well as all the industries, especially for the automotive sector which is being punished most, because of it has went down steeply to pull the sector into the bottom of the last 40 years. it attacks to the fatal heart of economy, and automotive sector can be considered as the economy's heart.</p>

<p>One of the factors shock of this recession is that cars cost have gone up quite steeply, which made the situation rather problematic for the industries. Here we display some of the reasons which have affected the car prices, and especially for the prices of new car.</p>

<p> The buyers not can be seen anywhere</p>

<p>People faced with worst situation for the recessional effect, as they are reduced with the payments and salaries, as well as there is huge insecurity of getting fired from the offices because the unemployment rate is steeping up like anything else. The economy growing just like playing snakes or ladders. The snake that slowing down has bitten everyone with quite bitter type.</p>

<p>The entire living standard has gone down and people are making huge cut sort in their purchasing. The giant buying opportunities have been postponed by the people and searching for saving for the future. therefore, the entire scenario is against the car buying, and this could be one of the biggest reasons of getting car prices, as the sale unit can not provide money to the production unit required. Which caused the entire production cycle is being stopped work. That is just the reason for the hike of new car costs.</p>

<p> The investors have gone far</p>

<p>Because of the big and gigantic crash of Wall Street, the investors have turned down from investing in securities which was the biggest source of earning money both in the market and industries. As well as the banks are declaring bankruptcy which are affecting in the loan source of the industries. The different circle of debt is increasing and creeping up caused tougher lives for the people. It has resulted in the worst ever conditions of car manufacturer companies which living no option other than reusing the prices of the cars. This is another reason for the crucial increase in new car prices.</p>

<p> The prices of used car have gone down</p>

<p>The costs of used car have gone down fast because of the people are in the requirements of money and for getting urgent money; they are selling their cars at any prices they are getting from. This has boosted the car dealers to make enjoy of it and they are buying the cars at the lowest ever rates to make the used cars available in the market, and earning more money out of it. The prices of cheaper used cars has forces the new car prices to increasing higher and higher, which caused the people to go away from the new car buying.</p>

<p>Therefore, these several reasons of increasing the new car prices to the highest point, and the vicious circle can be broken by the sincere efforts of Government, together with the authorized organizations. It has become a necessary circumstance that brings down the pieces of new cars to attract the new buyers, as well as the business in the markets.With a small homework, a person can easily find an Affordable Individual News. For more information, you can get the help of this website at Find Free TrialArticle Source:/automotive/new-car-prices-have-gone-up-steeply.html
</p>

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Finding High Gas Mileage Cars For Fuel Efficiency - Autos

<p>If it seems that you keep pumping gas into your car, it may be time to find something that is more fuel efficient while providing you with the best ride to other places. Finding high gas mileage cars is your first step towards adding into fuel efficiency and can provide you with an alternative for being on the road. Knowing what to look for with the characteristics of the cars and finding those that are rated at the top will allow you to get a better turn on the road you are on. </p>

<p>One of the easiest ways to find high gas mileage cars is to check in with those who are monitoring and rating the makes and models of each car. This is done by the environmental protection agency, also known as the EPA, and includes a complete list of the cars makes and models, the years they come out, how many miles per gallon they get and whether they will be fuel efficient or not. If you want to go off of a complete list, this is the best place to start in order to get the correct knowledge. </p>

<p>Other knowledge bases that will carry the same type of information are found through ratings with options such as the ten most efficient cars that are on the market. When you read these, you should keep in mind that the ratings are often based off of personal comparisons or experience. You will also want to note that these ratings do not add in additional types of cars, such as hybrid vehicles or alternative vehicles that may be able to provide more to the economy. </p>

<p>Another way to look into the best mileage cars is to look into the way that the cars are built. The first characteristic within this will be the number of cylinders that are in the car. For smaller cars, finding something with a 3 or 4 cylinders will most likely be more efficient in the gas mileage that it is able to use. For larger cars, a six cylinder car will be more effective in allowing you to drive in the right way because of the way that it is built around this specific feature.</p>

<p>The characteristics with the build will also be effected by the way that the car switches into the different gears. Many will say that having a manual or automatic car will sometimes switch whether the car is more fuel efficient or not. This is because the manual cars will have more control of when you switch, allowing for some fuel to be saved when you are switching from the different gears. Keeping in mind the characteristics that you can add in order to keep your car fuel efficient is another way to allow your wheels to save you money while driving. </p>

<p>Knowing your options is always the first turn of the key towards igniting the right vehicle and will allow you the capacity to stay on the road with your options. Finding high gas mileage cars is your first step towards investigating the right vehicles and knowing what will work the best in order to save from the rises in fuel and the need to continue to drive forward.
</p>

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Hybrid Cars Can They Really Run on Water - Autos

<p>Auto manufacturers around the world have faced financial trauma during recent years, resulting from consumer change in regards to both politics and the environment.</p>

<p>With no imminent resolution to the oil crisis in the Middle East, the price of crude oil has raised well over one hundred dollars, and will only continue to rise. Gas prices are now reaching above four dollars per gallon, and consumers around the world are looking for ways to save money on gas, as well as reduce their impact on the environment around them in this era of speculation about global warming.</p>

<p>There are quite a few ways that drivers are able to conserve gas while driving their current vehicles. The most obvious option is to cut down on the number of hours spent driving the car. Of course, this isn't a viable option for most people, especially in rural areas, but walking or riding a bike is a great way to save money and stay healthy.</p>

<p>Other conscious decisions including having your vehicle coast down hills, and avoiding stopping and starting. Driving on a busy street during rush hour is a great way to guarantee your car is burning gas.</p>

<p>As consumers are changing their driving habits, they have shied way from SUVs and other large gas-guzzling vehicles. With the decision to move away from trucks, vans, and SUVs, the automobile manufacturers around the world have introduced a variety of alternatives.</p>

<p>Hybrid cars minimize the consumption of gasoline by using an electric motor when possible. These hybrids greatly improve the efficiency of energy used by the car. Despite general belief, hybrid cars are easy to refuel and provide all of the typical function of our current gas-fueled cars, but with far less impact on the environment and driver's wallet.</p>

<p>Interested in how hybrid cars make the most out of every gallon? Hybrid cars shut off the gasoline engine when possible, and recover energy when the vehicle when brake. In addition, their sleek aerodynamic design and light materials allow them to further cut down the burning up of gas.</p>

<p>While hybrid cars are allowing consumers to make an impact now, the future of cars is decidedly based on hydrogen cars. Hydrogen cars are the holy grail of transportation. Just like hybrid cars, hydrogen cars use minimal energy consumption and will eventually have impact on the environment.</p>

<p>Research for hydrogen cars has been funding both by the government and private investors. For the time being, functioning models are demonstration-only as the cars are still expensive to build and operate.</p>

<p>Unfortunately there are still many drawbacks with hydrogen vehicles. Only a couple hundred are currently in use in the United States, due to their high costs. Because hydrogen vehicles have yet to hit the mainstream population, mechanical assistance is inconvenient. In addition, hydrogen cars create more exhaust than gasoline-powered.</p>

<p>Once hydrogen cars become more prominent in the United States, there will be need for many more hydrogen stations used to fuel cars. It has been approximated that the cost will be around $500,000,000,000 (five-hundred billion dollars) to replace the nation's current gasoline-based infrastructure. However, because of the global gas and oil crisis, the investment is still considered a necessary one.</p>

<p>Before consumers know it, energy-efficient cars will become the norm on the market, not the exception. Hybrid cars are no longer taboo, and we can anticipate hydrogen cars to follow sooner than we think. While the prices of oil and gasoline may improve, expect to find financial relief with these new innovations.
</p>

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Buying a Used Car 101 - What You Need to Know Before Spending - Autos

<p>Buying a used car is a great way to save money, especially when compared to new car sticker prices that come stacked with import fees, dealership taxes and shipping. </p>

<p>However, the venture of purchasing a used car can also come with a few consumer risks. If you're thinking about bringing home a used car, keep reading for 5 great tips that will teach you what you need to know to help save money and avoid being ripped off. </p>

<p>1. Research the Vehicle You Want</p>

<p>Before you step on a used car lot or start surfing through your local classifieds, have a clear idea of the type of vehicle you're looking for. Even if you can narrow it down to two or three choices, you'll be able to easily pinpoint your search. </p>

<p>When researching a used car, try checking consumer report reviews and online customer reviews to find a vehicle that not only meets your needs, but has a history of standing up as a reliable, fuel-efficient, and safe vehicle. </p>

<p>Thanks to their reliability and durability, popular used car makes include Toyotas, Hondas, Subarus and Volvos. You can also check a car's fuel efficiency by visiting fueleconomy.com, a U.S. government website that lets you compare cars by fuel consumption. </p>

<p>2. To Dealer or Not to Dealer</p>

<p>While private sales often offer lower prices, you may find the benefits of warranties and direct financing available at local dealerships. If you're buying privately or without a warranty, always have the car inspected by a third-party, independent and certified mechanic. </p>

<p>An additional benefit of working through a reputable dealer is the potential time savings and avoided hassles from not needing to call individual owners who sometimes aren't familiar with their own car, plus the often lengthy drive to their home simply to view it.</p>

<p>3. Get a Car History Report</p>

<p>Whether you do a title search or obtain a car history report from a service like CARFAX, these options let you see the car's sales history including odometer registrations and even major accidents or incidents where the vehicle has been in a flood. </p>

<p>4. Always Test Drive</p>

<p>If the car is road-worthy and safe, always take it for a test drive. You'll get a feel for the vehicle, but also be able to notice any peculiar sounds or feelings. Pay attention to the brakes, the exhaust sounds, the overall functionality of the vehicle, and make sure the transmission smoothly shifts into all gears, including overdrive. </p>

<p>When buying privately, also look at how well the car has been maintained, both aesthetically and mechanically. Ask to see any and all maintenance receipts, and pay close attention to how well the car has been treated by its previous owners. If the owner does not have maintenance records, this should raise a yellow flag in your mind about purchasing the vehicle.</p>

<p>5. Know the Blue Book Value</p>

<p>Before you buy any used car, always check its Blue Book value. You can do this right on the Kelley Blue Book site at By knowing the car's base and resale value, you will be more aware of price points and better prepared to negotiate once you've determined your interest level in the vehicle.
</p>

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5 Car Symptoms You Shouldn't Ignore - Autos

<p>It can be incredibly alarming to have your car make a strange sound or a funky smell. With everything going on under the hood, it can understandably be difficult to tell what is normal and what is not. However, there are many symptoms your car may exhibit that should never be ignored. Refusing to pay attention to trouble indicators may result in a much worse situation later on. You dont have to be a mechanic to know that something is not right. Pay attention to your automobile.</p>

<p>1. Keep an eye on your dash lights. They are there to warn you of potential and occurring problems. If any form of engine or brake light comes on, pull over immediately to assess the problem. Never continue driving if the engine, oil or brake light comes on. If you cannot determine what the issue is, book it into your mechanic right away. Its always better to be safe than sorry. Ignoring certain issues can be potentially dangerous.</p>

<p>2. Any brake related problems need to be dealt with immediately. It is never safe to attempt driving if the brakes are not functioning correctly. Have them inspected regularly, during your oil change if possible. This will help determine any noticeable wear before it becomes a hazard. If you really dont know what youre doing, do not attempt to fix brakes yourself. Its best to allow a licensed mechanic to do these things for you. It will be worth the cost when it saves your life.</p>

<p>3. Serious noise or shaking in the front end can be an indicator of all sorts of problems. From steering components to the engine itself, any number of things going on under the hood could be wrong. Never ignore this or think it will correct itself. Issues left uncorrected will gradually get worse. This can depreciate your car significantly and affect the resale value.</p>

<p>4. If your car stalls out at random, its time to get it looked at. Many things can cause a vehicle to stall but that is something you do not want to happen in the middle of rush hour traffic. A stalled car in the wrong place at the wrong time can prove to be dangerous and a hazard to other drivers. If your car stalls more than once at random or upon start up, have it looked at.</p>

<p>5. Anything related to the gas tank or gas lines should always be dealt with immediately by a professional. When it comes to gasoline, there is no room for mistakes. Minor accidents can also lead to gas leaks. If you have had a small accident, even a fender bender, it doesnt hurt to have it looked at to rule out anything serious that you cannot see yourself.</p>

<p>You want your car to take care of you so you must do the same for it. Machines can only do so much before they need our help to keep them running smoothly. Know your car well and you will be able to easily identify anything amiss.
</p>

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Custom Fit Seat Covers for Cars - Autos

<p>The reason you may want to choose seat covers for cars is to protect your investment of your car's interior from many outside forces like, stains, rips and tears, kids, your dog, and general wear and tear.You may also consider the fact that the sun UV light can greatly damage your car's interior. The better the car seat upholstery condition the more money at sale and trade in time, so protecting with seat covers for cars is a great idea.You will first need information on your cars make and model, style and other general information. Now you need to know what you want: covers just for the front seat, or all seats, custom fit covers, or universal.Second, headrests are wither build into seat covers for cars or are they removable on headrest poles.Armrest covers do you have armrests: single armrest, double armrest, armrest is separate or attached to the seat. Also take into consideration the center console between your front seats.Before placing your order for seat covers for
cars online or over the phone, get to know your car, so you can answer all the questions.There are seat covers for cars for all type of seats like buckets, benches, split benches and many others, and the web site you are ordering from will be able to explain all of these option so you can select the right one for your car.A few more things to consider, is if you have power seats, driver only, or both, and how the seatbelt is attached to your seat.So you have decided to go check out getting seat covers for cars and you want to place your order.When you find the right online company offering custom seat covers consider that they ask all the right question to make sure your seat covers fit properly when you receive them.Purchasing seat covers for cars will be a great decision if you follow all the advice here, and you car will look great.Seat Covers for Cars Best Companies Here</p>

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Police Impound Car Auctions Explained - Autos

<p>Is it possible to get good car deals at police impound auctions?</p>

<p>Police auctions and impound sales can be a great place to find car bargains. The cars can range from junk vehicles abandoned by owners, to vehicles seized from lawbreakers, to surplus vehicles that have been replaced with newer vehicles. Vehicles of all types can be found at police auctions. Some are late-model luxury vehicles in perfect condition, some older models in not-so-great condition, some damaged or wrecked, and even motorcycles and RV's.</p>

<p>How do I find police auctions?</p>

<p>There are a number of types of police agencies that hold vehicle auctions and sales all over the country. It can be city or county police, sheriff, or state law enforcement, even federal law enforcement agencies such as the DEA, or FBI.</p>

<p>These agencies typically advertise upcoming auctions in local newspapers. If there are a number of local newspapers, the announcements will only be in one of those papers, not all. The announcements are usually made on a specific schedule, such as once a month on a Friday, as an example.</p>

<p>Some auction announcements may provide a fairly detailed list of what will be sold on a particular day. Others are less detailed, or provide no detail at all.</p>

<p>Some police and impound auctions are held directly by the involved agency, while others are conducted by professional auction companies under contract by the agency.</p>

<p>Get a directory of auctions</p>

<p>Although you can do the legwork and find auctions on your own, there are online services that offer directories of auctions all over the U.S., for a fee. It takes a lot of work to keep these directories accurate and up-to-date and it can save you a lot of time.</p>

<p> How do I participate in police auctions?</p>

<p>Find out the location of auctions in your area from newspaper ads, or by calling specific police department offices. Go early during the time specified as inspection period, before the auction starts. Typically, you'll have a few hours to look over the inventory for the day's sale. </p>

<p>Bring a used-car value guidebook with you such as those you can purchase in a bookstore. If you have an Apple iPhone, it's a great way to look up car values online while at the auction. You can also check CarFax reports online. </p>

<p>Some police auctions allow up-close inspections and start-up of vehicles. Others are not quite as liberal. In no case, will you be allowed to drive any vehicles. In this sense, impound auctions are a little bit of a gamble. You have to be able to accept the possibility of getting a dud, as a tradeoff for possibly getting lucky with a great deal. Be sure to get a CARFAX vehicle history report to find out if you are buying a previously wrecked or salvage car.</p>

<p>Make sure you understand the rules and procedures of the auction. It can be confusing if you've never done it before. You can attend an auction or two just to get accustomed to the process, without bidding. </p>

<p>If you plan to bid, bring finances to pay for your winning bids. Some auctions may require that you prove your ability to pay before you are allowed to bid. Cash, cashiers check, or line-of-credit documents are acceptable in most cases. Most police auctions require pre-registration, which might require payment of a fee maybe not. Some may charge a buyer's premium fee on top of the sale price maybe not.</p>

<p>Remember, police impound auction sales are final and "as-is" which means you can't return your purchase or get a refund if you find problems later.</p>

<p>Summary</p>

<p>Police car auctions can be a source of good used vehicles at great prices, if you know what you're doing and have the stomach for a little excitement and risk.
</p>

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Where to Find the Best Convertible Car Hire - Travel

<p>Imagine renting a convertible car hire and driving through the beautiful twisting scenery of the Pyrenees or cruising along the fashionable boulevards of Paris in a convertible car hire with the roof down. This used to be an unimaginable prospect but not any more when you rent a luxury convertible car hire during your holiday for a fraction of what a convertible car would cost to buy.</p>

<p>A car with a folding, removable or collapsible roof is called a convertible. More associated with celebrity life style, the movies and warmer climates these cars are now within reach of holiday makers! You too could be driving a convertible car hire car in the heat of the day making the most memorable holiday you have ever experienced. You could be behind the car of your driving dreams for just a little more than a standard hire car, imagine driving a Mini Cooper, BMW 330ci, BMW Z4, Audi, Quattro, or even a 1957 Porsche Speedster Replica with the roof down the wind in your hair and an open twisting coastal road ahead of you.</p>

<p>Convertible car hire of the seventies and eighties were draughty, leaky and suffered from bad scuttle shake but today a convertible car hire gives you the best of both worlds at the touch of a switch the roof can be raised in a dance of unbelievable engineering and no effort at all. convertible car hire were often only found on top of the range sports cars which came at premium prices today many mid priced cars benefit from convertible car hire which means you wont have to take out a second mortgage to rent one.</p>

<p>If you intend to book a convertible car hire I would suggest that you enquire and book as far in advance as possible. As fleets of hire cars generally include less convertible car hire you need to book in advance to ensure there is one left for you. It will also undoubtedly save you money; youll also benefit when you arrive in the airport as you wont have to fill out lengthy paper work or risk the fact they may not have any convertible car hire left.</p>

<p>Generally speaking drivers must be over the age of 25 to have a convertible car hire and have held a full driving license for 3 years. Ensure you are full covered when you book your car. The best way to find an affordable and comprehensive convertible car hire car is to use an internet comparison search engine.</p>

<p>Our search engine will bring you the cheapest and best results from over many of the most competitive car hire companies; you only have to enter your details and requirements once then the search engine does the hard work bring back the results instantly. Look out for any offers which include a zero excess for any accidental damage. This is well worth looking into, as safe as the roads are today you can never be 100% sure of not damaging your convertible car hire. Europe in summer is the ideal location for hiring a convertible car hire.</p>

<p>With hot summers, temperate winters, very little rain and long hours of sunlight it is simply made for cruising around with your roof down. Once you have rented a car make sure you take full advantage of it. It will mean that you avoid having to pay for airport taxi transfers and you will also avoid having to use taxis during your stay.</p>

<p>Travel to your accommodation at your own pace and make sure you use your car to explore the region you visit. There is always plenty going on in local towns and villages visit the fiestas and interesting architecture from the past. convertible car hire is an ideal choice for your hire car.</p>

<p>Driving in a convertible car hire is a great experience it will instantly put a smile on your face. Tourists and travelers alike I urge you to consider renting a convertible car hire whilst on holiday and have a mini road trip adventure of your own.
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Auto Insurance Premiums - Choosing a Car That Saves You Loads of Cash - Insurance - Auto

<p>Automobile bills account for one of the largest spending for a typical American. A large part of this bill can be attributed to your auto insurance premiums. If you are looking to purchase a vehicle, you may want to look for an affordable car that your insurance company would look upon with favor -- not just a fuel economical car.</p>

<p>Auto insurers seriously consider the make and model of your vehicle when calculating your premiums. If your car is highly attractive (eye-catching) and has a high chance of being stolen, its likely to attract higher premiums. This is especially true if your car model has track records of being stolen frequently. </p>

<p>Generally a vehicle with larger engine capacity will command a higher price tag and larger auto insurance premiums as well. If the vehicle happens to be a high performance sports car, its insurance will increase astronomically. </p>

<p>Other than those obvious factors, there are more subtle features that can put your car in a better light. Getting a four-door sedan as compared to a two-door model helps. Installing anti-theft and safety devices in your car is certainly important to some insurers. And even the cost of repair and the safety rating of your car affects how the auto insurance companies are going to charge you.</p>

<p>If youre buying a second hand car, make sure you check the odometer reading too. Lower readings indicate less wear and tear (generally) and also saves you some auto insurance cash. On top of this, your car commands a higher price (and will be in better demand) if you need to get rid of this car later.</p>

<p>The value of your vehicle will also influence the price of your car insurance. Generally, the less your car costs, the less you will pay in premiums. </p>

<p>In order to protect yourself and your family from financial burdens, you owe it to yourself to choose a suitable car that is affordable to maintain. While doing so, dont forget that your auto insurance bills must also fit into your budget. </p>

<p>If you want to have maximum savings on your car insurance premiums, get a functional car with normal, unexciting (or dull) look. Cars that can rev and burn rubber on the road, or roar down the street at lightning speeds attract the highest car insurance premiums. Needless to say, those ultra-luxurious brands like Rolls Royce leaves you equally broke.</p>

<p>But dont take my word for it get a few quotations online to see if what I say is true. Compare premiums for different car models. Then and only then can you know how much more cash youll be burning on the flashy darling automobile thats sitting at car showroom.</p>

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