<p>You can purchase New York's minimum car insurance requirements just the same as you would in any other state in America; however, New York's minimum car insurance coverage requirements are a bit more in-depth as far as coverage goes, and pricier as far as costs go.</p>
<p>The minimum car insurance coverage in New York is as follows:</p>
<p>$10,000: Property damage liability$50,000: Basic, no-fault coverage</p>
<p>Bodily injury liability: For injury, $25,000 per person and $50,000 per accident. For death, $50,000 per person, and $100,000 per accident.</p>
<p>Uninsured motorist's coverage: For injury, $25,000 per person and $50,000 per accident. For death, $50,000 per person, and $100,000 per accident.</p>
<p>Of course, if you don't own your car out-right, i.e., you borrowed money from a lender to help pay for it, you may have to purchase more car insurance than the minimum.</p>
<p>Despite the high costs of the minimum car insurance requirements, it is possible to get cheap car insurance in New York. Shop around with a few NY car insurance companies (remember, drivers in New York must purchase car insurance from a company licensed to do business in New York) and ask about what kinds of discounts they offer. Some discounts are pretty standard, such as those for good students and multi-line policies; other discounts may be unique to that particular car insurance company.</p>
<p>You may also make changes on your own to your car. Make sure it is up-to-date with safety features such as anti-theft alarm systems and reinforced window. Child-proof locks aren't only safe, but impressive to car insurance companies. And instead of leaving your car in the side of the street, store it in a garage.
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