<p>Below are the pros and cons of leasing vs. buying a car to help you better understand which choice is right for you at this time. </p>
<p>The pros of leasing a car will allow you to get a car with very little or no down payment. You will not have to pay any sales tax payments either. Another pro to leasing a car is your car payments most likely will be lower than if you buy a car. Just think, you will get to choose a new car every couple of years when you lease. </p>
<p>If you want to own a fancy and very expensive car, leasing may be the only way you can achieve this goal. If you do not have enough money to buy the expensive car that is over $30,000, you most likely will not get a loan for more than that from a bank. </p>
<p>When leasing a car you only have to pay for the decrease in value for three years to four years versus losing the value of a car you just bought when you drive it off of the parking lot. </p>
<p>Another pro to leasing a car is the tax benefits if you are planning on using your car for your business. </p>
<p>One of the fantastic pros of buying a car is that in the end you will own the vehicle. You can keep the car until you have run it into the ground or you can opt to sell the car free and clear of any debt. </p>
<p>Another pro to buying a car is your insurance premiums will most likely be lower than if you lease a car. </p>
<p>If you like to drive or put on a lot of mileage to and from work, you will not be penalized for going over the mileage limit. </p>
<p>The cons of leasing car after car is that you will never actually own a vehicle and you will continually have car payments. If you drive a lot than leasing may not be right for your pocketbook. Most cars are leased to only put 12,000 to 15,000 miles on the car per year. If you go over this restriction you will be penalized by paying a percentage for every mile you go over. </p>
<p>Your insurance bill will most likely be higher than if you bought the car. Check with your insurance company as due to your age, an excellent driving record and where you live, you may still get excellent insurance rates that are comparable to if you were buying a car. </p>
<p>Make sure you look over the contract closely so you do not have to pay a high fee for normal wear and tear or other hidden costs of a leased car. </p>
<p>Cons of buying a car include a higher monthly payment than if you had leased the car. You will need to put down a decent down payment when buying a car. </p>
<p>Since cars depreciate at a fast speed, you may end up owing more money on the car than what it is worth. This does not sit well with buyers if they need to sell the car sooner than planned. </p>
<p>Pros and cons of leasing vs buying a car is a personal choice and you need to choose what is best for you.
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